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An Update

Posted on: Tuesday 04/10/2018 05:07:56

My brother-in-law has already been a big help to me. Besides owning a big construction company, he is a natural born businessman. On his advise, I will be immediately applying for disability SS based on my BP. According to him, it should not be a difficult thing, and will bring in decent money. I have been paying into it since I was 16-years-old. My first ever job then was flipping Big Macs after school. I deserve to dip into it now, as I see it.  

After discussing the house issue, he convinced me to get three realtors to look the place over and tell me what is the best they can do for me, with their knowledge of what I am doing. It is apparently worth a bit more than what I owe at this point, and a lot more than what I thought. I will stay with he and my sister temporarily while they help me find a new place. I will find out how good Pods is, too. 

Based on more advice, I will not buy a car here. I was going there for a celebration of my 60th for a few days. I will now go for a week or so. I don't have to worry about getting back to work, right? I will get a one way ticket there, and turn my rental car in at the airport. Once there, he will help me shop for a truck or Jeep. Prices are better there, and sales tax much lower. Also, I won't have to deal with buying one here and later transferring the title from NJ to OH, and re-registering there. Makes great sense.

More later...


  • Simon Says:
    I don’t know how such things are run in the US, but over here the equivalent is National Insurance, the mandatory state-run insurance system everyone subscribes to, even if they’re out of work (part of your benefits payments go back into paying the NI contributions to make sure you remain eligible). It provides not just for sickness and unemployment benefit but the state old-age pension too.

    If your ability to work is affected by your mental illness, as is the case with me, then you should be able to make a claim of some sort. I am regarded as being unable to work at all, since my illness is severe and incurable, but there are various levels which supplement rather than replace your income. You should certainly give this a try. It’s the entire reason for such benefits systems.

  • kittenheel Says:
    I think he's absolutely right about the disability. I have read, however, that it's essentially expected that you'll get rejected once before you're approved the second time you apply. I believe if you're 59 1/2 you can start drawing from a 401K if you have one. And if you spend some time de-cluttering (to make all the rooms look bigger) and getting your house super-clean, I think you'll be pleasantly surprised by how much it's worth. House prices are even bouncing back where I live, and I never thought they would. Good luck! /homepage

  • lunamor Says:
    Making plans after a big life blow is one of the best ways to get through it, I think. The scariest and most stressful thing is not knowing - and making plans helps limit that a lot. Good luck with everything!

  • Fritz The Bootlegger Says:
    Want to know how NOT to sell a house? Go to Realtor.com and look at 3111 Mars Hill Church Rd, Acworth GA and look at that shit show. The first bedroom alone will make anyone itch.

    Definitely declutter. Keep as little in each room as you can and if you can help it, get a realtor who will send a real photographer to take photos. Don’t rely on someone with an iPhone.

    And I looked into PODS when I was emptying my mom’s house. It was $500 just to drop off a container, $1600 to move it, and $130 for redelivery at destination, for 1 container. Meanwhile for $400 I got a Uhaul, for another $150 I hired 2 amazing movers and then got a storage unit.

    Be sure to give your old employer an absolutely shitty Yelp review. /homepage

  • kittenheel Says:
    When I was looking at houses before I bought the one I'm currently in, there was one "hoarder house" I looked at. And it was a lovely little house in a great location. But it was just impossible to get a "feel" for it because of all the junk. Real talk: both bathtubs were filled with junk it was so cluttered. The house I ended up buying was owned by a single woman who worked long hours and wasn't around enough to mess it up.

  • lunamor Says:
    ^ See, that's why my house is always messy. Someone is ALWAYS here. It irritates me when people judge stay at home moms for their messy houses, thinking because they are home, they have time to clean it up. Well, sure, but you end up having just as much or more time to MESS it up. Same principle for anyone who works at home, even if you don't have young kids left.

  • kittenheel Says:
    Oh, no. This was waaaaaaaaaaaay beyond "a family lives here" type mess. Hell, I don't even have kids living here and my house is always at least somewhat of a mess. This lady had a serious problem, and I wouldn't have touched that house unless she offered me a sweetheart price and didn't require me to commit to it until she'd gotten all the crap out of it.

  • H3OsMama Says:
    Following Steve's advice, we also rented a Uhaul and paid my friend's 16 year old son and their Russian foreign exchange student $50 each to load and unload our stuff at a storage unit. Then, our realtor gave us suggestions on staging our house. The hardest part was keeping it clean and ready to show at a moment's notice with 6 humans living there. /homepage

  • lunamor Says:
    Oh, I figured you meant that house was a real hoarding house. And I've seen pics of your house...it ALWAYS looks nicer than mine!

  • knifeboy Says:
    Thank you, everyone. Simon, you touched on a good point. My BP is partially why this happened. It is treatable, but certainly not curable. Steve, thanks a ton on the Pods information. You saved me a chunk, pal. And if I sign for the package and later bad mouth the company on social media or in the press, the package is null and void. I would owe them everything back, plus have to pay their legal fees. They know very well how to put your nuts in a vice. They know how to show how much they value their employees. As an update, I see an employment lawyer for him to review the legal spaghetti in the document and advise me./homepage

  • Fritz The Bootlegger Says:
    Also, Uhaul has pods too, they’re cheaper than PODS but a LOT smaller. Certain circumstances might make PODS ideal but if you have access to storage units and can drive a truck you’re better off.

    On Uhaul’s website you can actually reserve movers that will come to your house and load the truck so you don’t have to call all over.

  • lermontov Says:
    Good luck with it all


  • snow Says:
    I checked out that house, Steve. WTF.

  • Dirty Rock Says:
    That house was awesome I think there is a divorce going on with that house nice sheet on the couch.

  • H3OsMama Says:
    They left the baby gate up. Classy.

  • lunamor Says:
    Holy crap. There is a bare mattress in a room with a cinderblock wall. Are they keeping kidnapping victims there???

  • snow Says:
    ^^^ that looked like a sex dungeon!!

  • lunamor Says:
    Not one I'd wanna go to. Um, not that I would go to those...

  • snow Says:
    Uh... no. Definitely one where you're held against your will.

  • Fritz The Bootlegger Says:
    I think Snow meant a literal dungeon, not an S&M dungeon, the kind where someone like Luna might get tied up and spanked. I’m surprised there isn’t a hamster cage there.

    Did y’all like the pool table in what is likely the dining room? How it’s covered with a sheet with shit piled on top. And there’s a cardboard box on the front porch.

  • blackbird Says:
    Holy fuck, that house is huge. And it's brick! And it's on 2 acres! And it's so cheap!

    It doesn't really look that much worse than my house. A cardboard box on the front porch is the least of our worries. Luna can attest to this, she's been here. LOL.

    On the bright side, our bathtub isn't full of stuff, so we've got that going for us.

    /homepage

  • Fritz The Bootlegger Says:
    When you’re selling your house, getting rid of the shit on the porch might be a prudent method to improve curb appeal.

  • kittenheel Says:
    I got my property tax assessment the other day, and it appears that property values are bouncing back even where I live, which is surprising. Of course, that means my property taxes will go up, but I'm less convinced that I could never sell this place, so I guess that's good.

  • lunamor Says:
    Well, I think Steve's point IS the point. Most people's houses look less than stellar most of the time, because people live there. But when you're taking photos to sell something, you wanna take the photos showing the best of it. Which means cleaning off your porch, your rooms, etc. Which, Pam, say what you want about the state of your house, but I know you'd clean it up all purty for photos. I mean hell, the masking tape is finally gone! :P

  • Fritz The Bootlegger Says:
    Most would recommend cleaning the shit off of the pool table too. Including the sheet covering the table.

    And if you have a bedroom in the basement, maybe make it look like something other than a murder room, even if in fact that’s what it is.

  • blackbird Says:
    Yeah, I don't have a murder room in my house, either. Dammit. I need to up my game. /homepage
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